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- Specialists in
Property Development Finance: : For residential and Commercial
properties, the property can be for owner occupation, to let out
to tenants, or sell. It does not mattter how impossible you feel
your situation is, speak to us in confidence. We help and provide
solutions, when clients have exhausted all normal avenues available
to them...
- No Hidden Costs:
We ensure you know what you are paying for, and only then will
you know the true savings. You will need previous industry experience,
or where you have managed similar projects to instill confidence
to lenders, that you know what you are talking about, and can
see the project to fruition (non serious enquiries will be refused
at early stages of application).
- Finance:
terms are not set in stone, each case is assessed on its on merits.
Residential or Commercial property develpments as a general rule
should be pre-let or pre-sold. Funding is arranged as a norm on
interest only basis, and the term can be flexible dependent on
the complexity and nature of the project. Finance as a guide is
70-80% of the projected gross development value of the property.
Specialist 100% funding is available where the borrower already
owns the land out right, or part of structured finance.
- One Stop Shop:
for your property development finance, conveyancing,
indemnity and property insurances...
- Independent Brokers:
We are Independent brokers we access specialist lenders and structure
a deal to best fit finance to your needs. We want you to succeed,
this is good business for us as our company grows through long
term relationships and repeat business...
- Special Deals:
not readily available on the high street or from conventional
brokers are available to you.
- Qualified professionals:
Do you want straight forward, honest, ethical advice and people
you can trust...
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Risk
Warnings & Important Information:
Think carefully before securing other debts against your home. Your home
may be repossessed if you do not keep up repayments on your mortgage.
Not
all forms of mortgage are regulated by the Financial Services Authority
(FSA). Buy to let Mortgage products i.e. where the mortgagor or relatives
will not reside in the property in the present or future, and will not
be afforded any protection by the FSA
If
consolidating debt, initial savings may be achieved by re-arrangement
of existing loans, which may result in extending the term of the loan
and in turn increase the total cost in certain circumstances.
Risk
Warning for Lifetime mortgages: This is a lifetime mortgage. To understand
the features and risks, ask for a personalised illustration.
In
the event of 'Offshore' mortgages and 'Foreign Currency Mortgages' changes
in the exchange rate may increase the sterling equivalent of your debt.
While every care is taken
to ensure that the information provided is correct, all information is
provided in utmost good faith. If you require further clarification on
any aspect please e-mail us. We cannot assure total security of data disclosed
due to circumstances beyond our control.
Mortgages are subject to status and full valuation. Written illustrations
are available on request. Borrowers must be 18 or over unless otherwise
stated.
Independent Financial Services (GB), 63 Meadway, Rochdale, Lancashire
OL11 3NP. E-mail address: info@ifs.gb.com is authorised and regulated
by the Financial Services Authority (FSA) in respect of advising and arranging
mortgage and non-investment insurance business. Our FSA Register number
is 300740. You can check this on the FSA's Register by visiting FSA's
website www.fsa.gov.uk/register/
or contacting the FSA on 0845 606 1234. www.development-finance.co.uk
is a trading style of Independent Financial Services (GB)
There may be a fee for mortgage advice and non adviced transactions. The
precise amount will depend upon your circumstances but we estimate to
be 0.5% of the advance (typical example on a loan of £100,000 this
will be £500 fee)
The
term 'Site for UK Residents Only': The guidance and/ or advice contained
within the website is subject to the UK regulatory regime, and is therefore
primarily targeted at customers based in the UK
By
contacting us for FSA regulated products you are not under any obligation
to proceed, it our aim that you find the best mortgage (or insurance product)
and that meets your needs and circumstances. The overall cost for comparison
is 7.32% APR. The actual rate payable will depend on your circumstances.
Ask for a personalised illustration.
Independent
Financial Services (GB) offer 'independent' advice or guidance and can
offer mortgage and insurance products from the 'wholemarket' and we offer
an option where a fee can be paid, and any commission payments from providers
may be rebated written illustrations available upon request.
For any client to contact Independent
Financial Services (GB) is on the basis the terms of business have
been read and agreed, & consent contact to be made.
For security and training purposes, telephone calls may be recorded or
monitored
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